	Tri State Mortgage Consultants, LLC \| Ron Nippe, Sr. Lender Lender to the Stars of Southern NH, Lakes Region, Florida Real Estate & Our Mutual Clients! It is My Personal Goal to be Worthy of your Trust, and Deserving of your Referrals! Offices: Manchester, NH Phone: 603.685.2800 X 2835 \| Cell: 603.315.9450 Email: Ron Nippe

Loan Application Checklist

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In general, the documentation you will need includes:

Check for application fee

Property Information (if you already have a contract on a house)

Purchase Agreement.

Copy of legal description and MLS sheet.

If you are selling your current home, copy of listing contract.

If you have sold your current home, copy of settlement statement (HUD-1).

Income & Assets

Pay stubs for the last 30 days.

For the past two years:

	Names and addresses of each employer.
	W-2s

Statements for each bank, mutual fund, and/or investment account for the last three months.

Estimated value of personal property and furniture.

If you have made any large deposits to your accounts:

Explanation and source for deposit.

If large deposit was a gift:

	Signed gift letter (lender can supply).
	Copy of gift check.
	Copy of deposit receipt.

If you own more than 25% of a business:

Corporate or partnership tax returns.

If self-employed:

	Tax returns for the last three years (with schedules).
	Year-to-Date Profit and Loss Statement prepared by an accountant.

If you own rental property:

Tax returns for the last two years and current rental agreements.

If you are retired:

Pension Award Letter.

If you receive Social Security:

Social Security Award Letter.

If you are counting child support as income:

	Copy of divorce settlement.
	Copy of twelve months of cancelled child support checks.

Debts

Names, addresses, account numbers, balances and monthly payments on all current loans.

Explanation of credit report anomalies, including:

	Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.
	Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

VA Loans

Copy of DD Form 214, Report of Separation.

Miscellaneous

Photo ID and proof of Social Security number.

Residence addresses for the past two years.

If applicable, a copy of your divorce decree.

If you are not a citizen, a copy of the front and back of your green card.

Licensed by the State of NH Banking Dept.
Tri-State Mortgage Consultants, LLC
254A North Broadway Suite 202 Salem, NH 03079

Phone: (603)685 2800 ext. 2835 Fax: (603) 218-6089
Email: Ron Nippe

Copyright 2008 Northern New England Real Estate Network, Inc. All rights reserved. This property's agent is from This information is deemed reliable but not guaranteed. The data relating to real estate for sale on this web site comes in part from the IDX Program of NNEREN. Data last updated Thu May 22 2008

NH HOME TEAM
53 Bay Street Manchester, NH 03104 1-800-398-3255

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